What is Medpay and why is it important?
Medical Payments (medpay) is a coverage that is available to you under your own auto insurance. This coverage will pay for reasonable expenses incurred for necessary medical services because of bodily injury caused by an accident.
In Maine it is mandatory that you carry at least $2,000.00 in medpay coverage. For a small increase in your insurance premium you can purchase more coverage. Carrying more than the minimum amount is strongly recommended, especially if you do not have health insurance or have to pay deductibles or co-pays. Typically the charge for this additional coverage is small compared to the benefit you can receive if you are ever in an accident.
If you are injured in a vehicle, then you are entitled to medpay benefits regardless of who was at fault for your injuries. This medpay coverage can help aid you in getting the needed or recommended treatment.
We have many clients who experience hard financial times after car accidents and medpay is extremely helpful easing the burden of medical expenses. If you or a loved one have been in a car accident please feel free to call us for advice. Also, if you have any questions about your auto insurance policy you can call us for advice. We are here to help.